Financegyan- Your One-Stop Hub for Financial Knowledge

BHIM Launches UPI Circle Full Delegation: A Game-Changing Digital Payment Feature for Senior Citizens

UPI has transformed the way India pays. From small groceries to hospital bills, every type of transaction is now possible within seconds using digital payment apps. However, even though UPI is widely…

Person managing personal finance using a laptop financial dashboard, mobile banking app, budget notebook, and coins on a desk

General

What Is Personal Finance? A Simple Beginner’s Guide to Manage Money Smartly in 2026

Understanding What Is Personal Finance is the first step toward building a stable and stress-free financial life. Personal finance simply means how you manage your money — how you earn it, save…

General Stock Market

What is a comprehensive long-term view on railway stock?

Indian Railways is one of the biggest railway networks in the world and plays a very important role in connecting people, businesses, and industries across India. Every day, crores of passengers travel…

Cryptocurrency

Why Do Crypto Prices Go Up and Down So Fast? The Shocking Truth Behind Volatility

Crypto prices move very fast. One moment the price is high, and the next moment it can fall quickly. This is why many humans ask, “Why do crypto prices go up and…

Cryptocurrency

Best Crypto to Invest for Good Profit: Top Coins for Safe and High Returns

Best crypto to invest for good profit is one of the most common questions asked by new and experienced investors. Cryptocurrency has become a popular choice for people who want to grow…

Cryptocurrency

Why Do People Say Crypto Has Value If We Cannot See It?

Crypto has become one of the most popular topics in today’s financial world. Millions of people are buying, selling, and investing in cryptocurrencies like Bitcoin, Ethereum, and many others. But one question…

General Loan

Loan Prepayment vs Loan Part-Payment: Which Saves More Money

Paying off loans faster is a dream for every borrower. The pressure of EMIs, the burden of interest, and the constant worry about long-term debt can feel heavy. When extra money comes—bonus,…

General

Why Banks Reject Personal Loan Applications: Hidden Reasons

Personal loans are often marketed as quick, flexible solutions for urgent financial needs — whether it’s medical expenses, education, or consolidating debt. Yet, many applicants are surprised when their loan applications are…

General Loan

What Happens if You Miss 3 EMIs on Your Personal Loan?

What Happens if You Miss 3 EMIs on Your Personal Loan? This is a common and stressful question for many borrowers who suddenly face unexpected problems like job loss, medical emergencies, salary…

General

New .bank.in Domain: A Smart Move That Protects Every Bank Customer

The digital banking world in India is going through one of its most important transformations. For years, customers have been using bank websites ending in .com, .co.in, or .in. But now the…