Imagine trying to use an ATM or swipe a debit card without being able to see it. For millions of visually impaired people in India, this is a daily challenge. But now, Bank of Baroda has launched a new card that brings hope, dignity, and independence to those who need it the most.
Introducing the bob inSIGHT Braille Debit Card — a special debit card designed especially for visually impaired customers. It’s not just a card. It’s a sign that banking is becoming more inclusive, accessible, and caring.
🌟 What is the bob inSIGHT Braille Debit Card?
This is a newly launched RuPay Platinum Debit Card by Bank of Baroda, made with features that make it easier for visually impaired customers to identify, use, and manage the card safely.
It’s called “inSIGHT” — a perfect name that brings attention to sight, accessibility, and inclusion.
🧩 Key Features Designed for the Visually Impaired
The bob inSIGHT Braille Debit Card has many smart and thoughtful features:
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Braille Embossing: The word “BOB” is printed in raised Braille dots on the card. This helps users identify the card just by touching it.
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Tactile Markings: There’s a rounded notch opposite the chip. This helps customers insert the card correctly into an ATM or swipe machine.
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Glossy Spot UV Texture: This special texture is used over the bank’s logo, so users can feel the design and know it’s a genuine BOB card.
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Audio Guide Available: Customers can visit Bank of Baroda’s website or use voice search to find an audio guide. It explains how to generate a Green PIN, enable online transactions, and understand terms and conditions.
This card is not just functional — it is designed with care for people who need a little extra help to live more independently.
🚀 What Benefits Does This Card Offer?
Along with accessibility features, the inSIGHT Braille card also brings some exciting perks:
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✅ One free domestic airport lounge access every year
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✅ One free international lounge access every year (visit rupay.co.in/lounges)
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✅ ₹2 lakh personal accident insurance (death or permanent disability)
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✅ Special offers from partner merchants – check rupay.co.in/rupay-offers
That means the card is not only useful but also rewarding!
💳 Card Usage & Limits
Here are the daily limits for using the card:
ATM Cash Withdrawal:
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₹50,000 per day
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₹15,000 per transaction at BOB ATMs
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₹10,000 per transaction at other bank ATMs
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Max 10 cash withdrawals/day
POS & E-commerce:
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₹5,000 per transaction using contactless
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Max 5 contactless transactions/day
NCMC Wallet (Transit Cards):
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₹500–2,000 limits depending on use
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Max 4 wallet reloads per day
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Total stored value up to ₹2,000
Users can customize these limits through:
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BOB ATMs
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bob World mobile app
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Internet banking
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IVR (phone banking)
🌍 Where Can This Card Be Used?
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✔️ Can be used both in India and internationally
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✔️ Enabled by default for ATM and POS usage within India
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❌ Online, international, and contactless features are off by default (as per RBI rules). Users can enable them through app, net banking, or ATM.
🧾 Who is Eligible?
This special debit card is available to visually impaired customers who:
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Have a savings account with Bank of Baroda
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The account should be marked as “Self-operated“
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Customer status should be marked as “Blind“
🔖 Note: The visually impaired person must apply in person, and the branch manager should read out the terms in the presence of a witness.
🛠️ How to Apply?
Visually impaired customers can visit their nearest BOB branch and request the bob inSIGHT Braille Debit Card.
💰 Fees and Charges
Here’s a quick look at the charges:
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Issuance Fee: ₹300 + taxes
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Annual Fee:
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Free for 1st year
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₹200/year from 2nd year
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Re-issuance Fee: ₹200
📢 A Message from Bank of Baroda
Bank of Baroda has shown with this launch that banking is not just about money – it’s about inclusion, equality, and empowerment. With the bob inSIGHT Braille Debit Card, the bank wants to make sure that no one is left out, and that every person, regardless of ability, gets equal access to financial tools.
The bank has also provided audio instructions on its website to help visually impaired customers understand how to:
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Generate their Green PIN
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Enable online and contactless use
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Learn important terms and conditions
Voice search also works! Just say: “bob inSIGHT Braille Debit Card” on the BOB website.
🙌 Final Thoughts
The bob inSIGHT Braille Debit Card is more than a plastic card. It’s a symbol of change. It shows that banks in India are finally starting to think differently — not just about profits, but about people.
If you know someone who is visually impaired and holds a Bank of Baroda account, tell them about this amazing new feature. Share this article, visit your local branch, or help them apply.
Because everyone deserves equal access to banking.
