Welcome to FinanceGyan
Your Trusted Guide to Simple, Practical Finance
Welcome to FinanceGyan, a platform created to simplify the world of finance and make it easy to understand for everyone.
Finance can often feel confusing, filled with complex terms, rules, and calculations. The purpose of FinanceGyan is to break down these topics into clear, simple, and practical language, so that you can make better financial decisions with confidence.
Who We Are
My name is Pradip Sontakke, and I am the founder and lead author of FinanceGyan.
By profession, I am a Scale-2 Manager at Bank of Baroda, currently posted at Pune. With more than 12 years of hands-on experience in the banking sector, I have worked closely with customers from different backgrounds and financial needs.
Over the years, I have seen how the right financial decision can improve lives — and how lack of financial understanding can create long-term stress. FinanceGyan is built on this real-world experience.
My Areas of Expertise
🏦 Retail Loans
Guidance on:
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Home Loans
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Car Loans
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Education Loans
Explained with real-life insights, EMI planning, and common mistakes to avoid.
🏢 MSME Loans
Support for:
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Small businesses
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Entrepreneurs
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Mudra Loans and government schemes
Focused on practical eligibility, documentation, and repayment planning.
🌾 Agri Loans
Helping farmers and agricultural businesses understand:
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Crop loans
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Agricultural finance options
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Seasonal repayment planning
🔄 Banking Operations
Strong knowledge of:
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Daily banking procedures
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KYC and compliance
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Customer service processes
This ensures information shared on FinanceGyan is accurate and practical, not theoretical.
💰 Personal Finance
Simple and realistic guidance on:
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Saving money
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Managing loans and EMIs
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Investing wisely
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Long-term financial planning
Our Mission
FinanceGyan exists to educate, simplify, and empower.
My mission is to:
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Remove fear around finance
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Explain money matters in easy English
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Share experience-based knowledge, not copied theory
Whether you want to understand:
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Stock Market basics
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Credit Cards
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Cryptocurrency
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Loans and EMIs
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Latest RBI guidelines
FinanceGyan aims to provide clear, honest, and actionable information.
Why Trust FinanceGyan?
Unlike generic finance blogs, FinanceGyan is written by a practicing banker.
✅ Real Banking Experience
I do not just write about finance — I deal with it daily as a Bank Manager. The content is based on real customer cases, real mistakes, and real success stories.
✅ Dual Perspective: Banker + Entrepreneur
Along with my banking career, I also manage a family manufacturing business, Shri Sai Enterprises.
This gives me a unique dual perspective:
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As a lender (banker)
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As a borrower and business owner (entrepreneur)
Because of this, FinanceGyan content is balanced, practical, and grounded in reality.
Connect With Me
I believe in continuous learning and sharing knowledge.
You can follow and connect with me here:
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📸 Instagram: @financegyan
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📍 Location: Pune, Maharashtra, India
I regularly share simplified finance content, updates, and practical insights on social media.
Disclaimer
While I am a professional banker, the content published on FinanceGyan is meant for educational and financial awareness purposes only.
Financial products and decisions vary from person to person.
Please consult a qualified financial advisor before making major investment or loan-related decisions.